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Cash Flow Management Assistance for Hard Working Americans

Date: June 19 2025 | Time: 1:30 PM EST

"Don't Miss Out—Live Webinar Kicks Off Soon!"

How Willow Is Revolutionizing Bill Payment for 70M+ Underserved Americans—and Why Investors Should Pay Attention

"Join us live on Thursday, June 19 @ 1:30 PM EST to discover how Willow’s unique platform is tackling a $184 Billion Late and Junk Fees problem… with zero-interest, no-debt solutions—and how you can invest at a pivotal moment of scale!"

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Why this Webinar Important?

  • 61% of U.S. households live paycheck to paycheck

  • 46% of essential bills are paid late, costing Americans $184 billion annually in late fees and interest

  • Traditional credit options exclude millions with low or no credit scores, leaving them trapped in costly payday loans or BNPL schemes


The Willow Solution:

  • Not BNPL. Not payday lending. Not personal loans.

  • We pay vendors directly for essential bills like utilities and car insurance—no funds go to customers, minimizing fraud risk

  • Customers pay a flat fee and repay over three weeks with no interest, no revolving debt, and no hidden fees

  • Powered by an AI-driven Decision Engine underwriting cash flow, not credit scores

  • Proven traction with $1.5M+ in bills paid, 70%+ repeat customers, and $175+ customer lifetime value at less than $20 acquisition cost

YOUR HOST

Ray Resnick

Financial Analysis | P&L


Raymond Resnick is the CEO of Willow Pay, a fintech company dedicated to helping working Americans manage their essential bills—such as utilities and car insurance—on time, without resorting to high-interest loans or buy-now-pay-later schemes.

Willow Pay's platform directly pays vendors, minimizing fraud risk and providing a practical solution for the 70 million underserved Americans living paycheck to paycheck.
With a background in entrepreneurship and leadership, Raymond brings strong sector knowledge and strategic execution skills to Willow Pay.

Under his leadership, the company has achieved significant traction, processing over $1.5 million in bill payments and maintaining a customer lifetime value exceeding $175, all while keeping customer acquisition.
Raymond is actively involved in discussions around financial inclusion and the future of credit infrastructure.

His insights are valuable for investors and partners interested in scalable fintech solutions that address real-world financial challenges.

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Seats are limited. Don’t miss your chance to invest in the future of credit and consumer finance.

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